Pay Day is played on a one-month calendar with 31 days. During the game; players will have to deal with various bills and expenses; but will also have the opportunity to make deals on property and earn money. At the end of each month; players are paid their salary (the same for each player) and must then pay off all outstanding bills; taking out a loan if necessary. Most money (or least debt) wins after a certain number of months decided by the players (3 months usually takes 30 minutes to finish).